Money Mastery Method with Linda Davies

It’s not just you. And it’s not too late.

A growing number of smart, capable women in their 50s and 60s are facing a financial reality they never saw coming: no pension, no partner, and no plan for retirement. After decades of caring for others, working flexibly, or navigating divorce, many of us are wondering how we’ll ever afford to stop working.

But here’s the truth: this story is more common than you think. And there is still time to take control.

Why so many midlife women are without a pension

Whether it was leaving a traditional career to raise children, going freelance to gain flexibility, or simply earning too little to put money aside. The end result is often the same: little or no private pension.

In fact, research shows nearly two-thirds of women aged between 60 and 64 in the UK have no private pension wealth. And for those who are divorced or self-employed, the financial picture can look even bleaker.

The reasons are complex, but familiar:

• Career breaks for childcare
• Part-time or low-paid work
• Prioritising a partner’s career
• Missed opportunities for joint financial planning
• Lack of early education on pensions and investing
• Many women expected to be supported later in life. But life had other plans.

What now? Taking charge of your financial future

First, take a deep breath. The past is done, but your future is still yours to shape.

Whether you’re still working, considering a side hustle, or wondering how to make your money last, you don’t have to figure this out alone.

This is exactly why I created the Healthy Money courses: practical, downloadable guides designed for women just like you.

These courses will help you:

• Understand your current financial position
• Learn how pensions, property, and savings really work
• Create a late-life plan that fits your reality
• Feel confident, informed, and empowered around money

You might not retire at 60 but you can still build a life you feel secure in.

Real talk: it’s not too late

You are not a financial failure. You are not behind. You are not hopeless.

You are wise, experienced, and capable, and with the right tools, you can create stability for the years ahead. Thousands of women are taking steps right now to rewrite their financial story.

You can too.

Ready to start?

Explore my Healthy Money downloadable (insert link) courses today and take that first small step toward a stronger financial future.

👉 View Courses Now – Healthy Money

Because your future deserves more than fear. It deserves a plan.